HomeSAN

Together We Can Make Homeownership Possible!

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Down Payment Solution

At PlusMoreUsa, we understand that one of the biggest barriers to homeownership is securing a down payment. Our innovative Crowdfunding Down Payment Program named HomeSAN. It is designed to help interested individuals and families turn their dream of owning their first or second home into reality— And we can do it together!

0 Families

Number of New Homeowners

0 Closings

Every Quarter

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Closing Time

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$ 0 Deposit

Program Fee

How It Works

Our HomeSAN Program helps make it easier for families to buy their first or second home by removing the challenge of saving for a down payment. When you join, our team of experts will assist you in finding and securing your home, getting the best loan rates, and making homeownership more affordable and manageable.

Here’s a step-by-step breakdown of how it works:

1. Get Preapproved With Our Preferred Lender

Complete A Simple Application: Fill out our secure online form with basic financial information, including a review of your credit score to ensure you meet the program requirements.
Receive Your Preapproval: Our lender will evaluate your application and provide a personalized preapproval letter.
Qualify for the Down Payment Program: Once preapproved, you’ll be one step closer to receiving down payment assistance and securing your future home.

Credit Scores

660 credit score or higher.

2. Crowdfunding Deposit

Our Crowdfunding allows members to work together to raise money for their down payment and closing costs. By contributing as a group, everyone can reach their financial goals more easily, making it simpler and more affordable to buy a home. The program is designed to help groups of 36 families achieve their dream of owning a home. Each family contributes a totally refundable $5,000 deposit, which helps build the community fund.

$25,000 to $40,000 Assistance: Once preapproved, you qualify from $25,000 to $40,000 in down payment or closing cost assistance, making your home purchase more affordable.

Tax Filing

Two years of tax filings. Have our Accounting team review your tax filings

3. Purchase Your Home

After you make your crowdfunding deposit, you can start looking for your new home with the help of our realtor team. Your $5,000 deposit is part of the up to $40,000 you’ll get for your down payment or closing costs.

Deposit

$5,000 crowdfunding deposit is the program fee paid. Reimbursable only if no home purchase is approved by PlusMoreUsa.

4. Return the Extra Down Payment Funds

Within 90 days after you close on your new home, you’ll get funding for home improvements. You’ll need to return the amount used for your down payment so other families can achieve their dream of owning their homes.

Funding

Get up to $40,000 for home improvement

Program Benefits

Home Loans

Get competitive loan rates available only through this program. Our lender will find a loan that works best for your situation.

Crowdfunding

From $25,000 to $40,000 in down payment or closing cost assistance, making your home purchase more affordable.

Home Improvement

After buying your home, receive additional funding to make improvements and upgrades to your property.

Program Fee

The program fee is $5,000, which is deducted either from the deposit or from the home improvement funds.

Why Choose PlusMoreUsa?

At PlusMoreUsa, we are passionate about helping families achieve the dream of homeownership. With our Crowdfunding Downpayment Program, you’re not just buying a home—you’re investing in a sustainable future with solar energy.

Expert Guidance

Our financial experts in accounting, banking, and real estate will help you navigate the home-buying process with confidence.

Home Improvement

Our program is designed to offer energy efficient equipment that save you money and add long-term value to your home.

Clear Fees

We believe in transparency—your $5,000 deposit is the program fee. If we don't fund your new home purchase, no fee. It is our promised.

Don’t let the downpayment stand in the way of your dream home. Contact us today to learn more about our Crowdfunding Downpayment Program and take the first step toward homeownership!